The best first home buying experience
I would recommend them to anyone wanting to buy a home. Our lender was perfect!
- Michael .
7/28/2018
Professional yet personal
I was never left in the dark regarding our mortgage. Janelle was always quick to respond with the answers to our questions. I would 100% recommend this company for anyone's mortgage needs. Thank you C & T Mortgage for helping us get into our amazing home!
- Jonathan .
7/27/2018
Great service and communication!
My wife and I had a great experience with C&T Morgage. Friendly service and they were available to answers our question during and after office hours. Only issue was with the banks!
- Keitb .
7/20/2018
This is our second loan with C&T Mortgage and we could not be happier with the professional and personal services that we received. Janelle was great and the process for my husband and I was so easy. I would recommend C&T Mortgage. Thanks C&T another satisfied customer.
- DANA .
6/11/2018
Very responsive, helpful in every step of the process
C&T did a great job for me when I was shopping for a home loan. Carrie handled my account and was professional, responsive and helpful every step of the way. She had answers for all my questions and I am confident I got the best deal possible on my mortgage. I would recommend her without hesitation. Thanks for all the help, C&T!
- Robyn .
6/8/2018
Professional, friendly, and knowledgeable
We worked with Carrie at C&T mortgage. She helped us buy not only our first home but also our second! She is super knowledgeable and breaks everything down for you. In a process that can be nerve-wracking, Carrie made it super simple for my husband and I. We would work with Carrie again!
- Brittany .
5/24/2018
Excellent customer service
Couldn’t be happier. Tami was a rockstar the entire process. Will definitely recommend and use again.
- Noel .
5/24/2018
My wife and I had recently found an acreage property with all the potential to become the place we have been dreaming of. We secured financing with C&T and they gave us some of the best service and guidance ever! Janelle was assigned to aid us in the process and she was amazing ! So thank you so much for helping us get the place of our dreams !!
- Daniel .
3/22/2018
Best Mortgage Experience Easily
We have owned homes in 5 states over the last 15 years and I can honestly say that this was our best experience by far. Carrie was ultra responsive, friendly and worked every avenue to accommodate our needs. Highly recommended, wouldn't use anyone else. Thanks for everything Carrie!
- Scott .
3/21/2018
C&T Mortgage was AMAZING!!
I worked with Jennifer No and couldn't be happier. We started working with her about 6 months prior to purchasing. She steered us in the right direction on getting our credit repaired fast and effectively. She was completely thorough and explained everything to us and made sure we understood. Jennifer was always available by phone or text no matter the time of day. I could not be happier with the way things turned out!!!
- Stephanie .
3/20/2018
Very professional.
Susan Yawn my loan officer was the best. She was very professional and she went out of her way to answer any questions that I had very thurally. She made my home buying experience a very enjoyable one. She treated me like family and I made a life long friend. You guys are great and I really enjoyed working with this company.
- Wade .
3/19/2018
Professional and Friendly
A question was never left unanswered when working with Carrie and her team. I will definitely work with them in the future
- Ashley .
3/19/2018
Lovely Experience
- Austin .
3/12/2018
The BEST Mortgage Comapny Around
I have used C&T Mortgage twice and I have never been disappointed. Carrie is always courteous, communicates very well every step of the way, and will makek sure she is getting you the best loan for your situation.
I highly recommend them to everyone who is looking for a trustworthy mortgage company.
- Danielle .
3/12/2018
Great people
Carrie and her team truly care, and answer every question with diligence. We recommend C&T Mortgage for your needs.
- Jack O
2/26/2018
Highly recommend!
Kelly Chavez with C & T Mortgage is absolutely the best! I have never in my life had the kind of experience purchasing a home like I have going through this process with C & T Mortgage. It was the most stress FREE process. Kelly communicated with me immediately with what documents needed to be provided or the 1000's of questions that I had and took care of all the "behind the scenes processes" without a hitch. I recommend C & T Mortgage to everyone I meet that isn't a home owner. Hands down the mortgage company you should purchase your family home through.
Kelly Chavez, thank you for being my family's angel and helping make this dream come true!
- Suzanne .
2/19/2018
Easiest mortgage process!!!
Tami was an absolute Angel. She made the finance process smooth and streamlined without unnecessary anxiety and aggravation. She is so knowledgeable and really looked out for us.
What a fantastic company!!!! Thank you for your help... we love our new home!!
- Kelly .
2/19/2018
Incredible service, knowledgeable and friendly - first time home buyer success!
I had a wonderful experience with C&T Mortgage. Tami was beyond helpful in every way, especially considering I was a first time home buyer and had a LOT of questions for her. She made sure to work with me and find an awesome rate. She was totally on the ball and responded really quickly whenever needed, working hand in hand with my realtor and made my life really easy. Would call Tami and C&T again in a heartbeat, I could not imagine anyone better!
- Emily .
1/22/2018
Honest and available for questions.
Excellent service.
- Carl .
1/11/2018
Very Professional and High Quality Service That Made the Homebuying Process Easier
Carrie was very great. She was very patient and she walked us step by step thru the process. She made you feel as if you were the only customer she had and she was never too busy to answer any question. I highly recommend C & T Mortgage Inc.
- George .
1/10/2018
VERY PROFESSIONAL & HELPFUL
I WAS SO HAPPY WITH EVERYONE THEY HELPED ME SO MUCH.. THANK U FOR HAVING SO MUCH PATIENCE WITH ME MARIAH, JANELLE & MARK ....I WOULD DEFINITELY RECOMMEND THEM THEY WOULD ALWAYS RESPOND TO MY EMAILS AND CALLS...
- JUANITA .
11/14/2017
High quality, individualized service
The team at C&T mortgage is great to work with. This was my 3rd time to work with them and I’ll definitely come back again. Tami made me feel like I was their only customer. They were with me every step of the way which made my closing simple and easy. Thank you C&T!
- Bradley .
11/13/2017
Over and Beyond!!!!
Tami Channel is a God send. She worked very hard for us and when issues arose (which they often due when purchasing a home) she was there to help us through it but gave us vital information to help us in the future. She is caring and invested when aiding us in buying our home. I cant say enough about her, except she made our experience SO much more bearable.
- Latoya .
11/6/2017
Carrie went above and beyond to make things happen.
- Frederick .
11/2/2017
Carrie Panacek was amazing. She made the loan process easy. She was patient and walked me through each step.
- Charlotte .
10/31/2017
Outstanding service!!
C&T Mortgage Inc made our homebuying process beyond easy. I've applied for auto loans that seemed more lengthy than this process and I believe it's due to how much they take care of on your behalf, not to mention they treat you like family. There was absolutely nothing negative in our whole experience, which is not what I was expecting being a first time homebuyer.
- Joey .
10/31/2017
Best experience getting a mortgage
Working with C&T Mortgage, specifically Becky Simmons, to get our new home financed could not have been easier. Becky was always available whenever I called to discuss status, what’s next, or just what’s going on. When and if I buy another property, I know exactly who I will be calling. Becky Simmons with C&T Mortgage!
- Chip .
10/25/2017
A extremely professional and courteous service!
Jennifer was amazing, and always helpful. I would recommend her to anyone! She is a great asset to this company!
- Michael .
10/24/2017
Amazing Experience
My wife and I had the best experience, Carrie went above and beyond to be able to get us into our dream home!
I have recommended her to friends and family!!!
- Gabriel .
8/2/2017
Excellent service
I meant to leave 5 stars :)
- Isis .
7/25/2017
Professional, attentive, and Prompt
My first home purchase and everything went so smoothly with Carrie Panacek.
I had to travel for work right before closing day, and Carrie made sure I had all the documents ready before leaving.
I have never experienced such courteous and prompt customer service. Most importantly, I felt like a person throughout the entire process, not a transaction!
Thanks Carrie!
- Isis .
7/25/2017
Outstanding in every way.
In fifty years of purchasing homes in various states this was the easiest, fastest, most efficient, professional and pleasant mortgage application process I have experienced by far. I highly recommend Carrie Panacek and C & T Mortgage.
- Ann .
7/21/2017
Awesome group! Very friendly and efficient.
Mark Hammond and his team were so easy and fun to work with. Communication was great; especially with Mark. He never failed to take my calls or promptly responded to voice mail. I would highly recommend this group to anyone needing mortgage services.
- Kay .
7/20/2017
Exceptional Service!
I just bought my first home and could not have asked for better service. Mark and Mariah were amazing and helped walk me through this new experience, keeping me informed and answering any questions I had along the way. Highly recommended! I appreciate the time and effort they put into my home buying experience!
- Melissa .
7/14/2017
This was the first time in years since my husband and I purchased a home. That being said, we have never received more caring, personable customer service than we did with Jennifer No! She made this so completely painless and kept us informed every step of the way. I will continue to refer your company to all my clients, friends and family. Can't thank you all enough for our experience making our dreams come true!!!
- Sue .
7/13/2017
amazing service
It was such a great pleasure to work with Jennifer. She was available at all times to answer my questions and reassure me of my worries. Buying my first home couldn't have gone any smoother.
- Krystal .
6/8/2017
Great service and easy to deal with
Carrie and her team were great! Very easy process, competitive rates and was very willing to answer questions to help me make decisions.
- Kris .
6/6/2017
This lender made my dream came true.
- Abdul Wahab .
6/6/2017
Very quick and professional
They did a great job as I gave them little time but they came through, great service and very professional.
- Giles .
6/5/2017
Very knowledgeble, trustworthy, experienced staff and management.
Working with C&T Mortgage was so smooth. I truly enjoyed working with Both Carrie and Tami. They go above and beyond to make sure that your loan processing and approval go as it should be. I was not stressed and they kept me informed thru the whole process. I would refer them to anyone and everyone for their homebuying experience. This is how things should always be.
- Reginald .
6/5/2017
Best Lender In Houston, TX
I am a Realtor with RE/MAX Compass. I have used C & T Mortgage for the past 7 years. Great Verbal Communication to Buyers. I Sold my Personal Home and Buyers Had a Pre-Approval Letter from C & T Mortgage. Great Transaction. Carrie Completed my Personal Home in the Memorial Area with Ease. I Would RECOMMEND all BUYERS to GIVE YOUR LOAN TO THIS COMPANY for your MORTGAGE LOAN. Carrie has completed over 50+ loans for my buyers and always closed on time with no delays.
- Melinda .
6/5/2017
Responsive, Clear, and Patient
This was our first home buying experience and it went smoothly because Carrie patiently walked us through the process step by step.
We always had a good grasp on what was required from us and what the purpose was behind the forms we needed to sign. Carrie was also clear on deadlines and when she needed information.
One thing that made C&T Mortgage an easy choice when we were shopping for lenders was the responsiveness and clarity without being too aggressive. Other lenders were overly aggressive and attempted to force us to choose them. It was clear that C&T wanted our business but allowed us to make our own decision.
I am glad we partnered with C&T to purchase our first home, we would absolutely do it all over again. Many parts of home buying are stressful. Our interactions with C&T were not and brought ease to the home buying process.
- Keith .
5/9/2017
I give C & T Mortgage 5 stars plus. I first contacted the company over a year ago. During that time I did not qualify for a loan. I was told by Carrie what I must do to get my affairs in check to qualify.. I was going back and forth working on my credit issues. Ignorant to a lot of things that I should do, I kept me calling Carrie asking stupid questions. She was unbelievably patient with me. After over a year I contacted Carrie again. She and my realtor, Melinda Diamond worked together so hard with and for me; showing so much professionalism and compassion. To make a long story short. I closed last week, and moving into my home next week. I love and thank God for Carrie at C & T Mortgage and Melinda at Remax Realtors.
- Alice .
4/20/2017
Fabulous company!
My husband and I found C&T Morgage through Facebook recommendations for Jennifer. We met with Jennifer one day after work and were instantly wow'd! She's professional while personal and did a fabulous job breaking everything down for us first time home buyers. She held our hand the entire way and we are so thankful for her help and guidance throughout the process. We would recommend her to all our friends!
- Lauren .
4/14/2017
Professional, knowledgeable and kind
Jennifer was extremely helpful and patient with my wife and I. Since it was our first time buying a home, we didn't know what to expect or how tedious the process would be and Jennifer's expertise eased much of our burdens. She is great at what she does and I would recommend her to any of my family and friends.
- Paul .
4/10/2017
Highly Recommend
A friend of mine who just purchased a home recommended Carrie to me, and from our first contact to follow-up questions after closing, Carrie was always available or very quick to respond and always friendly, positive, and understanding of my perspective as a buyer. She did a great job of clearly and thoroughly reviewing the process, options, documents, etc., and made sure we had everything needed to keep things smoothly moving forward. I feel like the process couldn't have been any easier, so with that and Carrie's professionalism and customer service, I would highly recommend to anyone purchasing a home.
- Roy L
4/9/2017
RECOMENDATION WITHOUT HESITATION!
C & T Mortgage Inc. helped my wife and I secure a jumbo mortgage. The process was painless, seamless and totally amazing! I felt like my wife and I were employees of the company, because our treatment was that of family. If you want an experience that you will be ready to both write, and tell others about this is it. Working with Tami, was the best part of our whole house purchasing process. We received exceptional service, and highly recommend C & T mortgage Inc.
- Morry & Arielle .
4/7/2017
Exceeded expectations
Note much on writing a review but as the title says Carrie and Team exceeded my expectations and were very efficient and timely. Would recommend them to all my contacts
- Donald .
4/3/2017
Professional and Knowledgeable
I'm so happy with Mark and his team. They were incredible. My clear-to-close and docs were at title a week before closing. Mark can answer any question you throw at him and always makes you feel like family. I highly recommend Mark Hammond and his team!
- Samantha .
3/22/2017
Awesome, professional and I definitely recommend!!!
They have helped me with 2 mortgages so far and both times Carrie was awesome. Carrie knows her stuff is friendly and very helpful. She walks you through the process and makes it so easy; they make me want to buy yet another home.
All my friends swear by C&T mortgage and I haven't heard one complaint.
If you need a mortgage company look no further, they're the best.
- Chichi .
3/16/2017
Very professional and friendly. Over all quality of service was amazing!
C & T Mortgage took care of me! In my first experience of purchasing a house and going through all of what it takes for that to happen I felt very comfortable throughout the entire process. Every person that worked with me knew exactly where I was in the process and would let me know what I needed to do in great detail as well as keeping me informed on what they were doing for me. Everyone was very friendly and super helpful/knowledgeable about any questions I had. I never felt out of the loop and their explanations have set me up for success. Thank you!
- Kevin .
3/10/2017
Great experience
My loan broker, Becky, was the best. She was always available to answer questions and made the process as smooth as possible.
- Candace .
2/27/2017
Professional Service with a smile
I must say up front that I was in a bad situation and Tammi took my hand and guided me through the process from the beginning to the end. And made me feel at ease with complete confidence. I would not have been able to obtain my new home as fast as I did without her. I highly recommend C&T Mortgage to anyone looking to buy a home in the Houston, Katy, Spring area.
- Joseph .
2/27/2017
Friendly, Knowledgeable, and Great Service
Carrie helped make a process that can seem quite overwhelming to a first time home buyer easy. She took the time to help answer my questions from the beginning until the end. She kept me informed through every step of the process. I would definitely use C&T for my next home purchase.
- Timothy .
2/3/2017
Extremely knowledgeable and prompt!!!
Jennifer was very easy to work with and she made sure that I knew my options and guided/helped me throughput the process.
- Balaji .
2/2/2017
Amazing Service
From start to finish everything was so simple! The team at C & T took care of everything and were so easy to work with!!
- Pamela .
1/21/2017
Very high quality service, extremely helpful and knowledgeable.
As a first time home buyer I was a bit nervous going into this process. C&T Mortgage not only made the process painless it was quite pleasant. I could not have had a better experience nor better service. 5 stars for sure!
- Marlon .
1/16/2017
Above and Beyond our Expectations
Being first time home buyers, my husband and I couldn't be more grateful for Jennifer No helping us through the process. She is AMAZING! She was wonderful at explaining the process to us. She was always available to help ease our minds with any questions or concerns we had. With any hurdles she was right there with us, ready to go to bat, with our best interest at heart. We appreciate all the hard work and making the process as stress free as possible. C & T Mortgage Inc. is definitely the place to go no matter where you are!
- Amanda .
12/29/2016
Great service, professional and personable
My home purchase was a great experience , Jennifer was great she fully explain the process , she was always available to answer all my questions and address any concerns I had . I closed in 30 days and my closing cost were lower then another company I was going to go with. I would definitely recommend to C & T Mortgage Co to my family and friends.
- Rosalyn .
12/18/2016
Quality and Professional Service
From the moment I requested information about a mortgage in Texas until I closed on my home here Carrie and the other professionals at C & T Mortgage were available to answer all questions. They made it possible to get approved for my mortgage long distance, 1000 miles away. Thank you. I would recommend them to everyone.
- Paula .
12/16/2016
Great Experience with C&T
C&T helped us with our refinance (they also did our original purchase of our home) and the process was truly pain free. We love working with Susan and were happy to give her our business again. She helped us at every turn. Paperwork was easy and our closing happened on time and with no issues. Thank you C&T.
- Connie .
12/16/2016
Excellent and professional, caring
My husband and I are very grateful and appreciate all the hard work CT MORTGAGE did for our family. They explained and responded quickly to any question we had.
- Advento .
12/11/2016
Excellent and professional, caring
My husband and I are very grateful and appreciate all the hard work CT MORTGAGE did for our family. They explained and responded quickly to any question we had.
- Advento .
12/11/2016
Unmatched Mortgage Company in Texas
This is your one stop all around mortgage company!
I've used C&T twice and both times Tami made sure I had the best deal that would benefit me and my family. She also explained each detail to make the process very quick and stress free.
You will not find a more honest, knowledgeable, and professional team.
Tami and her team will treat you like family and see you through the entire finance or refinancing process.
- Vincent .
12/7/2016
I recently worked with C& T mortgage for my recent home purchase I worked with Jennifer No , Jennifer was absolutely amazing she was very honest and upfront about the process , she was supportive all the way through , the closing cost was lower then another lender I was going to go with , Jennifer made the process go so smoothly she was very informative and always there and available to answer and address all my questions and concerns . She gain my trust and respect I would definitely recommend C & T mortgage to my family and friends . She's amazing . I'm happy I'm a new home owner and she help make it all possible ... Thanks Jennifer
- Rosalyn .
11/21/2016
Excellent Service
We worked with Susan on our loan application. Our experience with her was delightful. She is very responsive, punctual and meticulous. She answered all of our questions with patience. I very much enjoyed working with her and her team and would definitely recommend C & T Mortgage.
- Laleh K
11/16/2016
Susan was an excellent loan officer who cared about all details involved in the loan processing. She did all her efforts to help our clients have a delightful experience during a very stressful loan process. I really appreciate her and her team hard working.
- Layla .
11/9/2016
Awesome experience!
Carrie has been a friend for a long time, so the level of personal attention may have been inordinately applied to my case, but i would be wrong if i didn't mention how impressed i was with her body of knowledge and professionalism. I was blown away by how easy my experience was. Between her, and my realtor, i was reminded time and time again that I was not only in the hands of people who cared about ensuring my case was taken care of, but that I was taken care of. All my questions, all my paperwork, any explanations and concerns along the path to buying my first house were addressed with ease and confidence, and I am coming away with the, possibly wrong, impression that this is a pretty easy thing to do; such was the amount of work done behind the scenes on my behalf. I cannot thank her enough, and would recommend her and her company to everyone I meet looking for a personalized, organized experience filled with the sincerity of people who really care about their customers, who take their craft seriously, who believe in returning the true definition of "customer service" to the vernacular.
- Erik .
10/23/2016
C & T Mortgage-Great Choice!
Our experience with C & T Mortgage was a delightful one. They are very professional, responsive and punctual. No question I asked every went unanswered or neither did I feel like I was a bother. Mark, Janelle and Mariah were constantly in contact with us during the loan process. Everything went extremely smooth all the way to closing! They are a great choice as a lender if you are looking for a stress-free transaction.
- Tiffanie .
10/21/2016
Excellent Service
Jennifer No at C & T Mortgage was wonderful. Constant communication and went above and beyond to help us. She lifted the stress off of the process. I would definitely recommend C & T, especially Jennifer!
- Tami .
9/24/2016
Very Professional
Everything was done fast and professional. Great group to work with.
- cary .
9/20/2016
High quality service, professional and very, very helpful with the process that we were unfamiliar with.
Couldn't ask for better assistance. Questions were answered quickly and efficiently. Problems were solved quickly and efficiently. Bankers were helpful with our many questions since we were not familiar with all the ins and outs of purchasing a second home.
Bankers were very knowledgeable about all processes that were involved, such as title company, taxes, insurance, realty, etc.
We really felt as though we were their only customer during the process since so much attention was spent with us.
- Leah .
9/20/2016
Great Service and Follow Through
C & T Mortgage was an excellent experience from beginning to end. Susan Yawn communicated every step of the process and I was very impressed at the level of follow through. I will definitely refer them to Clients in the future.
- Mike .
9/13/2016
Great customer Service
I love doing business with C & T Mortgage. I have refinanced my house several times and C & T makes it quick and easy. They take all of the work out of shopping for a lender and make it simple for anyone. I wouldn't use any one else.
- Laura K
9/9/2016
I never in a million years thought i would ever be in a home especially in a gorgeous home like this one. I would like to give thanks to Leslie, Janelle, Mariah and Mark for their sweet help. It was a beautiful experience.
- Diana .
9/2/2016
Amazing service and attention to details!
I was forced into a situation due to a divorce. Mark and his team were so helpful and sympathetic to my situation. They made this refi a breeze. Recommended 100%. Thank you!
Ryan Roberts
San Antonio, Texas
- Ryan .
9/2/2016
Quality Service
As a licensed Realtor in the State of Texas, I have had the opportunity to work with several lenders and without a shadow of a doubt I can guarantee you that C&T mortgage stands out as an exceptional, professional, and knowledge mortgage company. I worked with Jennifer No as my lender, prior to her writting my home loan I closed several loans with her for my clients and I was impressed by her knowledge and her concern for all my clients needs and wants. I am pleased to say I received the same EXCELLENT service from her, she treated me just as she does with all her client even though I am in the profession, explained all my loan options, interest rates, received insurance quotes for me, etc. One thing I really think makes the process run so stress free is her communication, she sends end of the week email updates (as well as daily updates as progress is made). Another is her awesome team that she works with everyone is knowledgable in the office and takes ownership in their jobs roles and ensures that loans are all closes on time. I highly recommend Jennifer NO @ C&T Mortgage for all your mortgage needs.
- Chantell .
8/13/2016
Easy and smooth from application to closing
I was referred to C&T Mortgage by a friend. I worked with Carrie Panacek. She was very nice and informative. She responded quickly to answer all of my questions and always communicated to us what to expect. At the title company, they also mentioned that when a buyer has their own financing, that they sometimes have issues with communication but they told us that C&T (Carrie) was great to work with and everything went as planned. After our formal approval, we were told the date of closing and that is exactly the day we closed. Buying a home or vehicle is very stressful and the process isn't fun, but this was so smooth and easy, we couldn't be happier and we will absolutely use C&T in the future for any Mortgage needs we may have.
- Greg .
8/12/2016
We had the best experience when we closed on our new home with C&T mortgage. The staff was incredible kind and accommodating. They had lots of food and freshly baked cookies waiting for us as well. I would definitely recommend them to anyone and we will definitely be using them again whenever we purchase our next home!
- Amie .
8/10/2016
Excellent service!!
I am thankful that I went with this mortgage company . They were very helpful and very efficient . Mariah Padilla worked extremely hard to help get my loan in order and close the loan. She is such a blessing. I hope this mortgage company gives her a big raise for all of her hard work :-)
Debra Tusinski
- Debra .
7/23/2016
I cannot say enough positive things about C & T Mortgage! Jennifer Hajovsky No is the best out there! I would refer her to all of my friends!
- Jennifer .
7/21/2016
Great, Personalized Service
C&T Mortgage, and Tami Channel specifically, were great. They are friendly, but efficient throughout the entire home buying process. One of the best things that happened was hearing from the title company that we were clear to close 10 days before our close date. I asked our realtor if that is normal and the response I got from her was that she has never had that happen before and she has been in real estate for years.
I was referred to C &T, and I recommend this company to anyone looking to buy or refinance their home.
- Seth .
7/21/2016
The Best Mortgage Company To Work With!!!
People say buying a home is one of the most stressful things you will experience in a lifetime and that is why I am so thankful my husband and I had the pleasure of doing business with Carrie at C & T Mortgage!!
Carrie made the entire process so much less stressful! She was always ahead of the game and keeping us in the loop the entire time. We never had to reach out to her for information or to find out the status of our loan! Carrie was informative and in constant contact with us throughout the process.
Being fist time home buyers my husband and I wanted to make sure we were getting the best deal, so we shopped around and contacted several mortgage companies for the best rate. Carrie blew everyone out of the water! She offered us the lowest rate and lowest closing costs and ended up saving us over $400 a month on our mortgage payment!
I would HIGHLY recommend C & T Mortgage to anyone!
- Blair .
7/19/2016
Smooth sailing even with choppy waters
I had my home refinanced with C&T mortgage and had the best customer service experience ever. Even though, there was a major flood during the closing process they still kept us in touch of what was going on. They delivered everything they promised and over-delivered every step of the way
- wan .
7/16/2016
Mark Hammond
Mark is a great Loan Officer, it is always a pleasure to D op business with him.
JD Townsend
- JD .
7/13/2016
Responsive and transparent
We had a very positive experience with C&T Mortgage during our recent home buying adventure. Our broker (Becky S.) was timely with her communications and took the time to research questions that I had. She was responsive and flexible. Just what we needed during a stressful process.
- Shelley .
7/5/2016
Unbelievable
Tami was simply amazing, there is no other way to explain (rate) it. I had to close in a less than normal amount of days and she crushed it. This experience was sharply at odds from ALL my other lenders in the past. When I tell you this girl was on it... She was on it. Top Notch Customer Service!!!!
- Terry .
7/2/2016
Pulled out the red carpet for us :)
I am so lucky to have met Jennifer on Facebook! She has been helpful from day 1 and never pushed her services on us. She has been very upfront and honest and is a genuine person. It was a crazy road but we always felt she was on our side and waned the best for us. As first time homebuyers, it's a very nerve wracking process and we have had so many questions for her. Never did she lose her patience with us. However, she did share her excitement for us. I cannot believe how above and beyond she went for us. She even gave us a gift for closing and wow oh wow, our kids were happy! They thought it was Christmas! :) We are so happy to forever work with her and C&T Mortgage.
- Jennifer .
7/1/2016
Refi/Mortgages
I have used Tami and her team multiple times for refinancing and mortgages. She always goes above and beyond what I expected. She streamlines the process and is very efficient. I could not imagine using anybody else.
- Garrett .
7/1/2016
Great experience!
We recently refinanced our mortgages with Carrie Panacek of C & T Mortgage in Cypress Texas. Carrie listened to our questions and concerns, then patiently answered in a clear and easily understandable way. She took us through each step of the process, and helped make things as simple as possible for everyone involved. I will be recommending them to our friends who wish to refinance for sure! Carrie did an outstanding job taking care of us.
-Mrs. Amanda Sutton
- Amanda .
7/1/2016
Carrie Panacek is amazing!!
She made the entire home buying process wonderful I cannot recommend her enough, she goes above and beyond and treated us like family!!
- Cameron .
7/1/2016
High quality service and very professional!!
I LOVE my loan originator, Kelly Chavez!!! She went over and beyond to ensure our loan process went as smooth as humanly possible. We were dealing with a builder that was very difficult to work with and presented many obstacles and delays. But Kelly pushed through all of it and we even closed 3 days early!! This is my second home working with Kelly and C&T Mortgage and wouldn't think of using anyone else in the future. Top notch service every time.
- Felecia .
7/1/2016
Mr. Jordan was truly OUTSTANDING
Hello. I had the extreme pleasure of working with a Mr. Steve Jordan. He was very knowledgeable about the products and array of services offered by C'nT. He put us on the best path for our short term needs and long term goals. I would recommend Mr. Jordan to colleagues and friends of mine, and I have already done so.
Michael C
- Michael .
6/20/2016
Exceptional service
C&T Mortgage provided exceptional service while handling what should have been a routine closing which slowly turned into a nightmare. Mark and his staff worked tirelessly fighting with the builders so that my family and I could close on our new home. They expressed empathy and consideration with our situation because we were in a new state with no support system and no where to live after we broke our lease with apartment under advise from builder that our home would be ready.
- Tadmar .
6/6/2016
Exceptional Service
Tami saved us from a dead end path with Bank of America. She was able to get us fully approved and scheduled to close in 18 DAYS. Tami is amazing and her level and skill in the loan industry is the best I have every seen and experienced. You can not go wrong with C&T Mortgage.
- David .
5/30/2016
They care
You never really think about a mortage lender and the word caring in the same sentence. I was very surprised and impressed with Mark and his team. They gave personal attention and truly worked hard to get the best rate for me and my family. I would recommend them without hesitation.
- Glenn .
5/29/2016
Great personal service very appreciated
Susan helped me throughout the process and kept me informed of the progress since we entered into a 'for sale by owner' contract in Sealy, Texas. Neither the seller or I had done a transaction like this before; but, with C&T's help it all came together and Susan worked tirelessly to talk us through amendments and extensions. I had six gift letters from relatives explaining the down payment and Susan patiently worked with me while I gathered the 25% equity. Susan kept the title company moving at a realistic pace and came to the closing to monitor the signing by all parties involved. I felt I could contact her with any concern I had and yes, I would gladly recommend her services to a friend or a family member.
- Stephen .
5/28/2016
Simply amazing!
When I decided to buy a house (first-time buyer), I had NO CLUE what I was doing. The one thing I knew was that I was going to get in touch with my cousin. That was a no-brainer ... she's family. One thing I have learned is that Carrie and her team treat EVERYONE like family. She walked me through every step of the process, answered all of my questions, advised me on the best options for me and my budget, and just took care of me from start to finish. Even if she wasn't my cousin, I would still recommend C &T Mortgage Inc. for anyone looking to buy a home. Thank you C & T Mortgage (and Carrie) for helping me become a homeowner!
- Jill .
5/26/2016
Simply amazing!
When I decided to buy a house (first-time buyer), I had NO CLUE what I was doing. The one thing I knew was that I was going to get in touch with my cousin. That was a no-brainer ... she's family. One thing I have learned is that Carrie and her team treat EVERYONE like family. She walked me through every step of the process, answered all of my questions, advised me on the best options for me and my budget, and just took care of me from start to finish. Even if she wasn't my cousin, I would still recommend C &T Mortgage Inc. for anyone looking to buy a home. Thank you C & T Mortgage (and Carrie) for helping me become a homeowner!
- Jill .
5/26/2016
Excellent Experience
We had a challenging transaction with a buy and sell of our home at the same time and not much room to spare on budget. Jennifer our loan originator was in charge of our loan and kindly helped and explained every step of the process for us and actually made what we thought was just a dream come a reality. She went out of her way to make sure everything went through despite some challenges including the flood that happened in Houston that was a setback for real estate all across Houston. She got us a great interest rate and we are actually living in a house that is in the location we wanted and right size for our family. I recommend her to all my family and friends. She has our trust and future business and we couldn't have asked for a better outcome in such a stressful time of buying and selling of a home.
- L .
5/26/2016
Easy, Friendly and professional
Working with C&T was one of the easiest and best experiences I have had. They are very friendly and the nicest people you could ever ask to work with. I highly recommend using them.
- Carol .
5/12/2016
Were there for me the entire time!
Carrie kept in constant contact with me with regards to any and all changes. No matter what issues arose, little or large, she would be on it immediately to resolve. I appreciated all the personal help and this came at a time when our city was in distress (flood of 2016).
- Robert .
5/12/2016
Exceptional customer service; Prompt and honest responses to questions; Great rate; a Flawless/easy refi process; and Quick turnaround process.
C & T Mortgage Inc. came highly recommended to me by a dear CPA Friend. Carrie and her team were an absolute pleasure to work with. They delivered: Exceptional customer service; Prompt and honest responses to questions; Great rate; a Flawless/easy refi process; and Quick turnaround process. I’m a Financial Analyst with quite a critical eye. The C & T Mortgage Team delivered a stress-free refi process and we have already recommended them to at least 10 of our closest friends….
- Bo. .
4/26/2016
Very personalized service, professional, fast turnaround time, efficient. Highly recommend.
I am so glad I didn't have a large bank or broker handle my initial mortgage. C&T Mortgage was very professional throughout the entire process. Tami was great and very accessible. She was always a phone call or email away. I didn't have to deal with the problems I often encounter with other organizations (Miscommunication, delays, lost documents, untrained agents, etc). This was never a problem with C&T mortgage. They explained the pros and cons of different mortgage terms and worked to get me the best rates. I was always dealing with one person or her assistants when she wasn't available. Documents were always handled quick and efficiently in a timely manner. Calls were always handled personally. If there was an issue or if something needed to be handled, a simple phone call or email was all that was needed. Turnaround was always fast. I am very pleased with them and highly recommend.
- Rudy .
4/26/2016
Very professional and very friendly
I would recommend this company to everyone that is trying to get a loan for a house. Very friendly very fast, they let you know if you are approve right a way. Thank you Carrie and your staff.
Again thank you my mom loves her house..
- Rose O
4/11/2016
Carrie is amazing
From getting me a very good rate to continuous contact to check everything was going smoothly. I highly recommend working with Carrie for your loan needs, I know I will be recommending her to anybody who seeks my advice.
- Luis .
4/6/2016
Fast, Reliable, and High Quality Service!
Tammy went above and beyond to assist us with our needs!!! She's awesome and I highly recommend her!
- Jessica K
3/30/2016
Amazing
We've bought 3 homes and this is the first time we felt like they were looking out for what is best for us. Very friendly, personable and took extra time to educate us on things we were not familiar with. They encouraged asking questions!!!!
- Bud Y
3/26/2016
Mortgage experience
C &T mortgage leaves nothing to chance. They are quick to process your documents, and when you think they are sleeping, you will get a call late into the evening to say how everything is coming along. Carrie is the engine at C & T mortgage. I would use them again in a heartbeat, and refer them to my family and friends.
- John .
3/26/2016
Kelley was so helpful. She was extremely prompt and knowledgeable. C&T mortgage made my home buying process stress free.
- Kylie .
3/26/2016
Incredibly helpful and knowledgable
Both Mark and Mariah spent countless hours to helping me broker 2 different home loans in the past year.
- Sean .
3/18/2016
High Quality and Outstanding Services
I have been working with C & T Mortgage for the last 2 years, and I am very pleased with their services. They offered me so much tranquility and peace of mind. I cannot complain, working with Carrie, makes me feel so secure, and I don't need to worry for anything. She makes things easier. I really recommend Carrie, and her company to anyone looking for any opportunity in the home values and real estate markets.
- Javier .
3/11/2016
The best service ever super professional
As a first time home buyer I had no previews experience on what to do or where to go to ! I was referred to C &T Mortgage by friend of mine ,I talked to Carrie Panacek .she was extremely friend and took time to explain all the steps I should take ,within the process period she was very patient with me as she directed me to obtain my objective despite all the obstacles I had as far as Score’s Documents …..ext
I strongly recommend C &T Mortgage to everyone I know and I don’t know. Thank you Carrie thank you C &T Mortgage.
- Abdel .
3/2/2016
C and T
Carrie was delightful and could not have been more helpful we had our loan approved in plenty of time with up dates along the way so we knew exactly what was going on during the loan process.
- Laura .
3/1/2016
Great Service
Carrie Panacek was a great help during our mortgage application experience. It was a wonderful feeling to know that we could ask her questions when we were unsure or needed specific answers. She was truly helpful. Being able to do electronic signatures for this mortgage lender, for almost all documents, was efficient and convenient.
- Creighton .
2/25/2016
Professional, kind and timely
I could not have asked for a better experience from a mortgage company as a first-time home buyer. Tami and her staff were readily available to answer ALL of my questions, and kept me informed every step of the way.
- Vanessa .
2/22/2016
Easy process
C&T made the whole financing process easy. They kept me informed along the way and answered questions as they arose. I would definitely use their services again.
- Ginney .
2/11/2016
Professional, friendly, great service!
Working with C & T was easy and worry-free! Carrie was a pleasure to work with and I would recommend her to anyone in need of a mortgage.
- Amanda .
2/1/2016
Perfect Team
Could not have been better. The team kept me informed and responded without delay when I had questions about the process. Very professional and very charming at the same time.
- Jessie .
1/28/2016
Carey is awesome!
- Scott .
1/27/2016
The absolute most professional people in the business.
My wife and I could not be more pleased with our experience with C & T. This company has it all together. Everything from start to finish was prompt, correct, understandable and painless. I HIGHLY recommend C & T for any ones mortgages needs.
- Bryan .
1/27/2016
Excellent Service and Prompt Attention
C & T Mortgage is the best around. This is the second time I have used the company and all staff including CEO, Carrie are of utmost professionalism and have great knowledge of the mortgage industry. They made what was very difficult seem very easy and helped me get the second home of my dreams. I will and would use them time and time again and recommend them to anyone looking for a great mortgage broker. Thank you C & T! You all "rocked it" as usual!
- Matthew .
1/5/2016
Very knowledgeable, professional, friendly
Carrie Panacek was always there to answer my questions and concerns. She was straight forward and always responded to me in a timely manner. I would recommend Carrie to anyone.
- Marcello .
1/1/2016
Great service and friendly people!
It's been a real pleasure working with the fine folks at C&T Mortgage for several years now. They always do a great job and take great care of my clients. They recently helped my wife and I finance an investment home and everything went very smooth! Thank you Mark & Janelle for all your help! Ron & Sheri
- Ron .
12/30/2015
True Professionals
Buying a home and learning all the ins & outs of acquiring a mortgage can be extremely stressful....especially if you're a first time home buyer!
Jennifer was very knowledgeable and patient as she answered all my questions and helped me through the process.
Unfortunately, we began our loan just as a set of new regulations was rolling out and we were delayed in our closing - C&T were true professionals and updated us as soon as they knew about the delay and kept us informed daily - You can tell so much about someone in how they handle trials and tribulations and I couldn't have been more impressed with C&T.
- Allison .
12/16/2015
Highly recommend. .excellent service
Nothing could go wrong....when ever I choose C&T....they are the best mortgage company I ever had experience with...I would highly recommend them....
- Babu .
12/15/2015
I am very greatful with the service that ms. Susan yawn provided for us. She was honest and caring. Thanks so much!
- Layla .
11/24/2015
Carrie was awesome! She always kept me update during the loan process and was able to answer every question I had.
I will definitely recommend her to any friends looking for a loan.
- Alex .
11/23/2015
Carrie is great!!!
I have worked with C&T mortgage twice already and I plan to use them again on future purchases. Carrie is dedicated to finding the lowest rates and guiding her clients throughout the loan process.
- Rowin .
11/23/2015
Without a hitch
We had the easiest home buying experience thanks to Tami and the team at C & T Mortgage. We had somewhat of a unique situation, and Tami was fantastic at answering our MANY questions without any hesitation. We are very lucky to have worked with such a patient, knowledgeable and professional team. Thank you for everything!
- Siera W
11/23/2015
Simply could not be happier!
Carrie was such a pleasure to work with. The whole process was smooth as silk. I honestly can't put into words how happy we were with the service we received.
- Jason .
11/23/2015
Another quality job with S Jordan!
From the time I contacted him, Steve handled the transaction with courtesy and dedication--it was a pleasure working with him. He was kind enough to present several options to really find out what we needed to happen. In the end, it worked out for the best and we are really happy with the results. Thanks so much for being such a committed professional! Like my Dad always said, whatever you do, do with your whole soul--I believe that is the way Steve goes about his life.
- Dorothy .
11/12/2015
Professional and Friendly Staff!!
Our experience with C & T Mortgage was the best experience we have ever had with any mortgage company. Very delightful staff! We will definitely refer our family and friends!
- Hailey .
11/9/2015
Amazing experience!
There is not enough good things I can say about C & T Mortgage and their AMAZING team! Carrie P. is phenomenal! From the very first phone call I knew that this was a company I wanted to handle my business. Carrie was EXTREMELY professional, courteous, knowledgeable and prompt. She was available any time I had a question. I'm so happy I went with this company! I would recommend them to anyone. Great job!
- Sharelle .
11/5/2015
High quality service!
Carrie Panacek went far and beyond for me. I had a great experience with Carrie Panacek, it was a stress free engagement. I would highly recommend her to my friends would are looking for a home mortgage.
- Oscar .
10/29/2015
Great experience with great people while process is difficult
Wonderful experience with every single person that I have come to deal with :)
Process has changed & it required a lot more paperwork but C&T made it smooth :)
I recommend this company to everyone!!
- Sueya .
10/28/2015
Fantastic service promise and delivered on everything.
We had some big hurdles to jump through to make my deal go through but the guys over there made it happen. Steve Jordan is one of the best mortgage person I have ever had the pleasure of talking with. I will definitely be doing business with you guys again or referring anyone I know that's looking to do a refinance or purchase.
Thanks again
- Lester .
10/27/2015
Spectacular Service
Tami was awesome. She always kept us informed of what the status of the loan. I have never dealt with a company that make it so stress free.
You will not be disappointed dealing with C&T Mortgage.
- D .
10/27/2015
C&T Mortgage absolutely the best
Worked with Kelly Chavez on my mortgage needs. I would recommend using her for your next home. The whole process was painless and rewarding. She worked with me even on sundays. Had easy access to her when ever I had a question.....great experience ....Highly recommend
- Gerald .
10/26/2015
Impeccable Customer Service!
If you have a choice to make, there is no choice...Call Carrie with C&T. I have never experienced such care, attention and support through what could be a high stress time. When things did get touchy with my deal, Carrie explained things, walked me through what I needed to do to get it fixed and then talked through next steps. I no longer consider her my mortgage broker, I would consider her a trusted business partner. I recommend her to anyone who will listen when it comes to a mortgage. Thank you Carrie!
- Nicole .
10/26/2015
High quality, efficient and effective service
My experience with C & T Mortgage was 100% positive. The details provided helped me to understand the process and I really liked that Susan kept me up to date with the status of everything. I wouldn't use anyone else for my mortgage needs.
- Deborah .
10/12/2015
BEST SERVICE EVER!!!!
Working with Carrie was amazing and I truly had an awesome experience. I have already referred others to her and C&T and will continue to do the same. What a FIRST RATE company to work with when purchasing a home. Thank you!!!!!
- Jeff .
10/1/2015
Mortgage Loan
Great experience, very accurate information, time to respond, highly recommended.
- Gualberto .
9/28/2015
Very Impressed
Carrie and her crew were all very helpful, quick, and professional. Buying a home can be stressful but they made the process as painless as possible.
Great job!
- Danielle .
9/24/2015
great help
Tami was a great help from beginning till closing. we had not had a real estate transaction for 37 years.. much has changed in that time and she took us through the process in a seamless flow. way to go Tami
thanks,
Cliff
- cliff .
9/15/2015
Efficient, friendly, quality service
I couldn't recommend more highly the people I worked with at C & T Mortgage Company. Mark Hammond and his assistant Janelle made what could have been a cumbersome experience totally streamlined for me. We were buying a home in Texas and living in another state. This could have been complicated but they handled the whole process with total professionalism, excellent communication, and efficiency. We were ready to close in 3 weeks. If you need mortgage people....these are your guys!
- Sandra .
9/10/2015
High quality, friendly and professional.
C & T Mortgage Inc. was absolutely amazing. I was a first time home buyer and my agent Kelly practically held my hand through the entire process. I would definitely recommend them to my friends and family, as they exceed my expectations!
- Sherisse .
9/8/2015
High quality service
I loved the way Carrie handled all my paperwork from the beginning. Her dedication showed me that I'm not just another customer. Even in her absence, when Tami took over to handle my closing paperwork, she did it with the utmost care and respect.
Thank you ladies for making my first home buy experience stress free!
- Ruth .
9/1/2015
Expertise and professionalim
Carrie, once again, it was a pleasure to work with you. It was a great experience! Your guidance it hightly appreciated. All concerns were solved and/or answered with professionalism and expertise. Thank you!!
- Gaby .
8/27/2015
Truly a 5 plus star experience!
Prompt, Efficient, Professional and Stress Free, yes, I said Stress Free!!
As a New Home Sales Manager purchasing my 5th home and being in the business for 10 years, this was the best experience of all time.
Carrie and her staff are first class professional's in all facets of the business and I will refer anyone looking for a mortgage professional to C & T Mortgage.
Thank you guys again for the first class experience!
- B .
8/22/2015
Unbelievable!!!!
I cannot say enough great things about my experience with C & T Mortgage, Inc. Tami and her staff went above and beyond to get my loan closed. I have no doubt that my experience would have not had the same end result had I gone with another company. Tami Channel is a force to be reckoned with!
Thank You C&T Mortgfage, Inc. I will recommend you to anyone and everyone!
- Kristen .
8/7/2015
Excellent costomer service!!!
I want to express how grateful my wife and I were that we turned to C&T. When things came to a stop in the buying process when working with a very notable bank's mortgage department is when your true character shows. When the chips were down the banks just moved on to the next client not even to give there apologize. One call to C&T and with no time our deadline was met and there expedited service was above par to say the least. We now have the house of our dreams and it wouldn't have been possible with out the efforts from the staff at C&T.
- Orlando .
8/4/2015
Return Customer
I have used C&T mortgage twice now, most recently for a cash out refinance. Each time was super easy and fast. Everything was done quickly via e-mail and/or Docusign. Kelley is super and will keep you informed every step of the way. My closing agent said I had the best interest rate she had seen all year on a cash out. I will definitely use C&T again.
- randy .
8/3/2015
First time home buyer
Quick response to questions and tech savvy service.
- Michelle .
8/3/2015
Repeat Customer - Just as good as the first time!
C&T came highly recommended from my realtor - 10 years ago when I moved to Texas, and I'm glad they were! When it came time for me to buy a new home this year, C&T was the natural choice for me. They did everything to surpass my expectations. They listened to what I wanted and needed. Their knowledge of my geographic area was spot on, and the attention to detail, responsiveness, and customer service were also first class. Once again, it has been a pleasure working with them and will do so again if the need arises. I would HIGHLY recommend C&T to anyone looking for a mortgage lender.
- Troy .
7/21/2015
What great service!
Mark and Janelle were a perfect team! They were available any time I had a question. They made an extreme effort to answer my questions; no matter how small they seemed, in a professional and timely manner. They also made me feel very comfortable through out our whole process. I would definately recommend them to anyone ready to buy a home or refinancing.
- Cynthia .
7/10/2015
High Quality Service and They Get Things Done!
If you are thinking about getting a mortgage, C&T Mortage are the ones! Excelent service and follow up from day one till closing.
I highly recommend their services.
- Antonio .
7/7/2015
Great service!
My loan officer Mandy Ragle handled my mortgage process wonderfully. Quick application process, quick turnover, and complete professionalism
- Casey .
7/2/2015
Outstanding service
I have been working with Carrie over the last 7 years, she has always provided outstanding service, has a very positive attitude, is expeditious, courteous and diligent. Exceeded all expectations and was a joy to work with, highly recommend her for all your mortgage needs
- Victor .
6/29/2015
Tami Channel
I had heard great things about Tami. They were all true! She guided me through this and was quick to answer my questions.
I have already sent her another client and intend to continue doing so.
- Linda .
6/25/2015
Tami was so helpful in the buying process
It was a pleasure to have worked with Tami Chanel. Tami and her team were very thorough and provided excellent customer service by answering all the necessary questions and provided good advice.
- Thai .
6/16/2015
None Better
C&T Mortgage (Sam Clakely) and his staff are the best in the business in the Houston area. No one can beat the interest rates that he gets for his clients and he is extremely responsive and personable to deal with. I cannot say enough good things about Sam and his company. I have done business with C&T Mortgage twice and II will never use any other mortgage broker.
- Steven .
6/9/2015
Great company to do business with
C and T Mortgage was very easy to deal with. They were always looking out for me. My representative, Steve Jordan was the best. He was always following up with me on whatever was needed to get my loan approved and keep my file current. We made several offers during this experience and Steve was right there to help up change/adapt whatever was needed.
- James .
6/3/2015
Great service!!
It's always a pleasure working with C&T Mortgage. I know my clients will be taken care of and given the best rates and loan for their personal situation. Plus, they do a great job of keeping me in the loop!!
- Missy .
6/3/2015
Excellent
Tami has once again done a great job of securing a lender and keeping me informed at every step of the way!!! Thanks C & T Mortgage!!!
- Bonnie .
6/3/2015
Great experience
Carrie was a fantastic partner in our transaction. We had a property change late in the game, and she handled it quickly and efficiently with grace, and with excellence. Call on her for your next mortgage!
- Jack .
5/27/2015
The best experience ever!
As my review title would indicate, your company took the stress out of buying a home, which in most instances it could be very difficult stressful and trying time.
I must say, everyone involved in the process were so very helpful, willing and professional people, that I'm awfully proud to call friends, not just associates.
Everything happened swiftly, without a catch. Everything they needed was clearly stated. Turn around for closing was great and a highly pleasant experience.
I would recommend this company in a heart beat!
- Victor .
5/1/2015
Excellent Service
I was a first time home-buyer and was nervous about the process. C & T mortgage went above and beyond the call of duty. The answered every question, explained every detail and they were also extremely courteous. Would highly recommend them. They will give you real answers and personal one on one help. Thank you guys so much!
- Juddy .
4/15/2015
It was a wonderful experience it was on time and done professionally I would recommend your firm and our closer to anyone thank you. Noreen and tom williams
- noreen .
4/4/2015
My Motgage Loan Experience
I had a positive experience obtaining my loan mortgage thru C & T Mortgage.Kelly Chavez did an excellent job with my loan.
- Jimmy .
3/29/2015
I've happily used C&T Mortgage Twice!
Mr. Mark Hammond is a man of integrity, and I highly recommend him and C&T Mortgage for your real estate financing needs! Mark's good faith estimate that you receive during your initial contact is exactly what you can expect at the closing table weeks later! There is no such thing as a bait-and-switch when it comes to C&T Mortgage. I've served the USAF for 23 years and integrity is a core value that I live by and expect from others, and C&T Mortgage is a 5 Star Company you can trust! Do yourself a favor and finance or refinance with C&T Mortgage!
- Scotty .
3/27/2015
Excellent customer service. Mark and Janelle took great care of me. I would recommend them to any one going through the home buying process.
- Duane .
3/26/2015
100% Satisfied
Carrie provided exceptional service helping us to get a loan approval. She kept in contact all the time, was extremely responsive on email, she was always friendly and maintained a positive attitude. Brokers on both sides had similar comments at the closing table. We would highly recommend Carrie and C & T mortgage.
- Simon .
3/4/2015
Clean and simple!
Being in the car business I have to work a ton of hours so having the time to deal with mortgage transactions isn't a luxury I have, Carrie and the staff over at C&T couldn't have made it simpler and easier, not to mention the fact that she was far more competitive than quotes I had already received. Would certainly do business with Carrie again!
- Michael .
3/4/2015
We will highly recommend it
Our experience with C&T Mortgage and the services that were provided, was extraordinary awesome. The personnel that works at the Mortgage company, specially Carrie Panacek was incredibly great. They have oriented and guided me to the right direction. Smart decisions were made during the entire process. They act and respond real quick. The whole process for my home to get refinanced, was really smooth and effective. For me and my family, would highly recommend this business to anyone.
- Javier .
2/16/2015
Great Service!
Great people who were thorough and kept us updated throughout the process making it much easier for a busy working family! Just awesome!
- julie .
2/10/2015
C&T Mortgage Inc
Carrie made the process seamless and kept us on track; her efforts were very much appreciated.
- Cathy .
1/23/2015
Great experience, no stress.
Becky Simmons was awesome to work with. She was always available and was very knowledgeable, providing different loan options. She treated us like family. I would definitely use her again.
- Amy .
1/21/2015
Great rates and superior customer service
This is the second time we have used C&T Mortgage and we have been very pleased with the level of care and customer service that all employees provide. The rates and fees are very reasonable.
- Julie .
1/20/2015
Tami was terrific
We had a little more complex mortgage situation than standard, as we were trying to time a move into town with the start of a new job and a leaseback from the owner to cover the gap between moving, job start, and closing. To cap that off, federal regulations changed on the first of the year, a week before closing, adding a layer of complexity. Tami was in close communication with us throughout and was an invaluable advocate for us, smoothing every hurdle we encountered. We can't recommend these guys enough, and would definitely go through C&T again, although we hope we won't be moving again for a long time.
- Kris .
1/20/2015
Excellent experience. Steve Jordan was superb to work with and the whole process was efficient and easy.
- Peggy P
1/6/2015
Unbelievable Service
I was in need of a house in 30 days! I came to C&T Mortgage on November 24th and closed December 24th! Janelle was awesome! She was on top of everything needed and made the process smooth and easy! Mark was there pushing the bank and even helped us with an extra credit to make the deal happen! This was the best experience anyone could ask for! I highly recommend this company to anyone looking!
- Paul G
1/5/2015
Couldn't have worked with a better company
Unfortunately my situation was not the easiest to deal with. When I was at a point to where I didn't believe I was able to get a house Mark and his staff were able to work with me. I was so pleased to have them work on my case and now I'm here at my new house loving every minute of it!!! I would like to thank Mark and his staff for everything they worked and for keeping their faith in my case. I would highly recommend anyone using C&T Mortgage!!!
- Michael .
1/4/2015
Fantastic!
As a self-employed person, securing a loan is much more difficult and time consuming.
Tami went above and beyond to get the job done. I will be sending her more business at the beginning of the year. Thanks so very much!
- Mari .
12/23/2014
Why would we go anywhere else?
We just closed on your second mortgage with C&T. I think the first was maybe the hardest loan they ever did…. but through it all Tami never once was discouraging or negative. She is amazing!!!!
* Check list made it so easy
* Possible issues are addressed immediately.
* All calls and emails returned… even after hours if need be.
If I could give constructive critisism I would…. but the truth is there is nothing more I could ask from this mortgage co.There is not one detail that they don't handle with absolute professionalism but yet in a very personal and considerate manner.
- BRENDA .
12/20/2014
I'll never use another lender ... period!
Tami has helped me with many transactions over the years, none more complicated than my most recent. I can't say enough about Tami's skill, knowledge and customer service. There have been a couple of circumstances in the past when I tried a different lender (ie: they already held my loan, thus I thought it would be a "simple" refi) ... and both times, it came back to haunt me and I wound up with Tami to get the job done. Tami is "by the book" ... as if she wrote "the book". She knows exactly what to expect in every lending scenario we've worked on together, and she told me up front what to expect and how to be prepared. She always works hard to save her clients money and get a great deal. I would (and DO) recommend C&T to everyone I know who is looking for a loan. Top notch!
- Kayla .
12/10/2014
Great to Work with Carrie
Carrie was great to work with. She gave me a list of what I needed to supply (financial information) and she handled all the rest. Wanted to close before Thanksgiving and it was accomplished. Would recommend her to friends.
- Amy .
12/9/2014
The Best!
Carrie helped my wife and I purchase our first home. She made the process as simple as she could throughout the entirety of the whole transaction. She replied to emails, took calls (even for dumb questions) and was always there when we needed her to be. I can only imagine the other employees at C & T are just as incredible as her! If you need financing for a home, Carrie and the C & T crew are the people to go with. You will not be disappointed!!!
- Garrett E
12/9/2014
Mortgage Refinance
The whole experience with C & T Mortgage was great from start to finish.
The loan process was quick and easy. If I had any questions about any step of the loan process my questions were quickly answered and clarified.
I would like to give a special thank you to Tami Channel for really caring about me as a person and not just as another client and finding the best possible Mortgage that fit my particular situation which is now helping me with my finances. This has been especially helpful since I just retired from the military and I am on a tight budget.
C&T Mortgage is honest and trustworthy and I would recommend them to anyone seeking a stress free mortgage experience.
- Lynette .
12/2/2014
Kelly was very good at her job. She worked very well with me on my loan and it was a great experience. She gets it done and we need more loan spec like her
Thanks
- Christopher .
11/24/2014
We have used C&T Mortgage 3 times. We love the people and the service they provide. They are fast, efficient, and always give us the best deal.
- Garrett .
11/19/2014
Exceeds beyond expectations, alwsys
Carrie, even since I first met her she has always surpassed my and my clients' expectations. From constant communication, detailed review and analysis, follow up communication, fighting for her client's the best deal, and more I can say that she is my number #1 "to-go-to (recommend)" mortgage broker, period.
I continue to wish her blessings for prosperity and thanks for all the hard work and amazing service that she provides constantly.
Sincerely,
- Joseph .
11/17/2014
The Best Lender In Houston & Surrounding Areas
I am a top producing realtor (over 283 transactions completed in the past 6 years). I have used C & T Mortgage for all of my buyers transactions/needs. Carrie Panacek is the best loan officer that I have ever worked with. If the contract date is November 30th, we have a clear to close 1-2 weeks before the closing date on the executed contract.
I would recommend her to any buyer and buyers agent. If you want your files closed on time, you need to contact her. She is the best loan officer in the business. Your buyers will love her.
- Melinda .
11/17/2014
It was ok.
Getting a rate quote was easy and the staff was very friendly. The process was almost painless other than actually owning that amount of money.
There were two things I did not like;
I did not like receiving several sales offers in the mail for additional items immediately after closing.
I also thought it took too long to receive the funding information when sitting at the title company and closing. If all of our paperwork was in order days in advance, the money should be there immediately, not waiting two hours later.
- Rick .
10/31/2014
Helped make our dreams come true!
I can not say enough about Carrie at C & T! She went above and beyond our expectations throughout the entire buying process. She was extremely knowledgeable and always available when we had questions or concerns. Our situation was tricky and very last minute but she absolutely rose to the occasion. I would, without hesitation, recommend C&T to friends, family and anyone else that would listen.
- Sarah .
10/30/2014
BUYING OUR NEW HOME
Everybody was kind and didn't mind explaining all my questions. They were great.
- Michael .
10/30/2014
Made buying a house way easier than I thought it would be!
Carrie was amazing! This was my 1st time buying a house and I had a ton of questions and she was always there to answer them. She never made me feel like I was bothering her and she did a great job of putting confusing terms in ways that I completely understood! I would highly recommend C&T Mortgage to anyone looking to buy or re-fiance their house!
- Shayne .
10/9/2014
I think Carrie P. is the bomb I would and have recommended her to all my friends. I wouldn't do business with anyone else.
- Alan .
10/9/2014
